Realtor/Coach/Trainer
Fortunately Debt-to-Income ratios allowed by banks have been lowered. At one time people could have 62% of their income paying debt each month. Take out the taxes at just 25% and you have 13% of your income to pay for utilities, food, and gas. Doesn’t make much sense does it. Typical ratios now are 43%. […]
I always found this commercial to be funny. “It’s a sellers market. It’s a buyer’s market.”
A couple of years ago an agent and I were laughing because his client asked him if he was showing him all of the listing. “Of course, why would I not show you all of the listings?”, he replied. Yes, indeed, why not? When the market was hot this was even more common because inventory […]
April is here and so is the activity in the Portland metro area. I am continuing to track the Pending activity which I believe shows at least the intent of buyers even if the homes don’t sell. For 2009, Jan 1062 (470 the first half and 592 the second) Feb 1142 March 1523, […]
There are many people trying to get congress to give the Downpayment Assistance Programs a reprieve. Greg Swann from Bloodhound Blog believes that about 40% of Phoenix buyers will be affected October 1st when DPA’s are discontinued due to the new law. That is a scary number. We need buyers but do we need […]
I wrote a post a couple of days ago about how interest rates were bobbing around erraticly. If you look to the left you will see the interest rate graph with the current drop. Hopefully the market will stabilize and fear in the market will subside some. This could be great news but we need […]
I have a couple of real estate issues to write about but I will let that wait for Monday. Yesterday Javier dragged me out to the river for about a hour. He threw me in a tube and pulled me behind his boat until I would spectacularly fall out. I had so much fun. I […]
It all started with me getting slammed by some weird illness last Friday. I had a sore throat all week but the rest of it rolled in Friday afternoon and put me down for the weekend. Monday was unburying myself and finishing up other tasks that were put to the side. This week I had: […]
So you are behind in your payments. Banks are calling; telling you some odd scenarios- basically trying to scare you. Foreclosures and short sales are the number one thing people ask me about. So here are 9 options when facing foreclosure. 1. Do Nothing – If a homeowner does nothing, they will most likely loose […]
Thais little box holds the key to the home. There are a few different keys that agents can use to open them but all involve an infrared beam. The keys need to be updated for the agent to use it. The key that I have updates itself every 10 minutes or so. Some agents use […]
