buying

Paradox of Choice

It is counterintuitive that too many choices can cause problems with decision making but this has been shown in quite a few studies.  In a longer video, Barry Schwartz talks about how too many retirement plan choices by an employer caused lower participation by employees effectively losing them an opportunity to earn money. This happens […]

Effects of the $8,000 Tax Credit

I said a while back ago that I didn’t necessarily think the tax credit was a good idea, especially at the beginning of the time window.  At first it is abstract idea to get a tax reduction that you didn’t feel until the next year, later it becomes real.  Also if you were already buying, […]

Low Ball Offers: It Can Hurt To Ask

Seth Godin had a post about the damage that can be done by asking.  Real estate is a slightly different situation where people don’t get a chance to connect usually and it is a “cold” request.  Seller’s can take low offers personally which I have seen many times.  Low ball offers in this case are […]

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